Workers' Compensation Claim Process

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A Dayton, Ohio resident, Kyle T. Kirts is an experienced businessman and serves as the chief financial officer of Avery Investments. Kyle Kirts worked as a lawyer at Brankey & Smith P.C., specializing in personal injury law and workers’ compensation.

The workers' compensation claim is mandatory in many states in the U.S. It is an insurance policy that helps employees that hurt themselves at the workplace during work hours. Employees who suffer from work-related injuries and illnesses can obtain compensations that cover medical expenses or wages when they are injured so that they can still provide for their families. Workers' comp also helps the employers and the business itself as companies do not have to pay these compensations out of their pockets and are protected from lawsuits.

There are five steps in a workers’ comp claim. First of all, the employee reports the injury or illness to the employer within a set period of time, depending on the state's laws. Secondly, the employer helps the employee and guides them toward the documents they need to sign and deliver to file the claim. In the third step, the employer files the claim, which is then reviewed by the insurance company, which can accept or deny the claim. After the insurance company decides, the employee can return to work.